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It is possible to use quite safely on buying up of bills at a discount, that is,

Despite a usury interdiction to grant money in the loan. Such

In the image, in the company which has forbidden collection of percent, has arisen profitable and

Growing banking.

Insurance

Loans, which in a case were the earliest form of insurance of sea transportations

Successful end of expedition were paid with the high extra charge, and in a case

Vessel losses were not paid at all. This form of insurance loans was used In ancient Greece also it was known as "bottomry and respondentia bond". In

Italy insurance has separated from financing, possibly, already in the end of XII

Centuries when insurance on a case it a vessel in exchange for payment has begun

The established award. From XII - XVI centuries very poor documents were saved about

Average. The Florentine status of 1523 contains the form of the insurance The policy which not too hardly differs from accepted in 1779 Lloyd.

Lloyd used the data of the end of a XVII-th century. The dealers, ready to run risks

Insurance grantings, met in Lloyd's cafe in London with Consigners and ship-owners also agreed about size insurance Awards. Those who or had no ample means for attended to insurance Reimbursements of all losses in a case it a vessel, or considered imprudent To take all risk only up one. So that after the size coordination Cash bonus the policy was signed by some insurers, and each of them Accepted a risk part.

Development in Italy, Amsterdam and London of the markets of insurance on the sea has separated

Risks of loss from contingencies of swimming also has opened to dealers possibility

To put on expedition more and more big businesses, without subjecting itself thus

In that the price for the consignment and accordingly profit on swimming could appear

Less expected, and even at all a dead loss. Danger of that "that the consignment not

All invested capital will be sold and will be gone, was rare, unlike Dangers of storm, pirates and other marine risks.

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