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Factories required very small capital. The first factory Arkrajta in
- the second has been insured for 1,5 thousand pounds, and - for 3 thousand pounds.
Introduction by the end of a XVIII-th century of steam engines and many-storeyed factories
Has increased value it factories to 15 thousand pounds, but by then for
Already twenty years' operational experience, sometimes rather stood shoulders of the first manufacturers
The profitable. That holders of factories often based joint banks,
It is possible to see that fact that they required external sources of the capital, but
From here it is possible to introduce at that that they possessed the redundant investment
Funds or that they required close banking connections for maintenance of
Working capital. 1792 years, "Transition to Factory
System ", pp. 540 - 542. He transfers also other spinning mills constructed
Between 1778, comparable on size of investments. and Resulted figures are taken from Chepmena
Certainly, the capital for industrial revolution has not arisen from air. But it was not
Result painful accumulation of economical Protestants,
Expropriated from workers by strong reduction of wages,
By consumption level decrease. To finance new cars and new
Forms of the factory organisation it was not required reductions of real earnings
Workers or land owners, decrease in their consumption levels, are not necessary
There were also national efforts on increase in a share of savings. Factories
Supplied such growth of production that it more than sufficed on the fast
Payment of capital costs as the gain of incomes was big, and
Requirements for the capital - moderated.
Financing of factories was facilitated by English system of local banks, usual
System of the bank deposits, the creating offer of money necessary for
Crediting of a working capital of their clients which was approximately equal
To size of the constant capital embodied in new factories. Undoubtedly that
Raw materials and finished goods stocks, as well as capacities, were
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