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Individual investors continue to strengthen the share market though mainly it occurs through 401 (k), mutual, pension and other investment funds. It unites money it publics in hands it the manager. Before crash of 1987 retail investors bought and sold actions, is frequent according to the advice of the brokers receiving commission fee from each transaction. Uneasy 1980th years have led to the big unlimited expenses, debts on credit cards and inve -

212 it: BLOOD, SWEAT AND SLEZ/SUCCESS it. Then there has come crash. Some investors were by then in positions under actions with such high it that could not fulfil the requirement on additional it and have been compelled to close the positions. Others it in a panic non-realised losses.

By May, 1988 the share market was stabilised. Even called by war in Persian gulf the decrease proceeding from the middle 1990 prior to the beginning of 1991, has not pushed away the most part of investors from the market. Money continued to be flown down on the market. After crash many individuals were switched from independent investment to use of mutual funds and others it investments, having followed to a professional advice on financial planning and other professionals. This flooding of the private money operated financial institutions, guided by households, such as Vanguard, Fidelity and Putnam, has helped to warm up the bull market in the early nineties and has made its more proof at reduction of prices of actions. Encouraged by experts in financial planning and councils of mutual funds, investors have kept a course, operating within the limits of strategy "buy and hold".

There is and more one reason of occurrence of ultramodern market mentality at the people, which else recently could not distinguish mutual fund from an insurance policy. Now people become more responsible for themselves and for the future in financial questions. Have passed times when the pensions paid by the companies, were defined, proceeding from the brought payments. Very few people from us counts on that the social insurance System will estimate our payments during ours "gold years".

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Database Icon Set Database Icon Set brings you a variety of bright and colorful icons for database application development. The images are provided in all the typical icon sizes and file formats include ICO, GIF, PNG and BMP.

Graphic Icon Set To get the best for your graphic editing software or design Web site, choose the Graphic Icon Set, crafted by experienced designers in a variety of sizes, file formats and color schemes.

Design Icon Set Design Icon Set is a library of royalty-free stock icons for use in business and private products, including graphic editors and viewers. The images have stunning colors and well-rounded edges.

Business Software Icons Business Software Icons bring you an impressive library of XP-style icons for bookkeeping and similar software. The set is of fine quality and illustrates the whole world of finance.

Perfect Science Icons Scientific application and Web-site developers will certainly value this rare pack of scientific images. Providing nuerous symbols and objects used in all the fields of science and engineering, Perfect Science Icons are a great value.