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Are transferred into account individual capitalisation that also increases the size
Pensions Decree-law article 22 it 3.500 (1980) and the changes brought by the law
- 18.646 (1987).
_2. The minimum pensions guaranteed by the state _
Though at the heart of new system the principle of individual capitalisation, the law lies
Provides that the state guarantees insured so-called
The minimum pensions. Thus, in case the insured has not saved up on
The personal account the sum, sufficient for reception of the above-stated minimum
Pensions, the state undertakes to pay the grant in the sum covering
Difference between accumulation and the size of the minimum pension. The legislation
Establishes that men of at the age of 65 years and are more senior also the woman at the age of 60
Years also is more senior, which throughout not less than 20 years paid payments, about what
There is a corresponding acknowledgement, have the right to use the guaranteed
The state the minimum old-age pension. For reception of the minimum pension
On physical inability the insured should pay payments, at least, in
Current of two years from five years till the moment of reception of physical inability. Insured
Can show also acknowledgement of payment of monetary payments during ten
Years at any system of insurance irrespective of time of their payment.
According to which at any system of insurance payment biennium
Payments should be registered, during four
The years preceding the moment of reception of physical inability. Thus, To
The changes entered with an adoption of law it 18.646, new
The law facilitates reception of the minimum disability pension., there was a condition, at least
_3. A freedom in choosing for insured _
The new pension system gives insured the big freedom in choosing in
That sense that they can choose any Company of management of the pension
Funds and at any moment voluntarily to pass from one company in another.
In payment of payments or by the time of a retirement they can choose
The variant of pension most suitable to (the urgent life annuity,
The programmed removal from the bill or the time rent from the delayed
The life annuity) in that organisation as which will consider most suitable,
Including the companies on life insurance or corresponding it.
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