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_5. Indexation of pensions _

Insured which at the moment of a retirement prefers to pass risk Estimations of life expectancy of any insurance company, receiving the such

In the image pension in the form of the life annuity, gets a constant lifelong

The pension expressed in terms of UF. Thus, pension recalculation It is carried out automatically.

If the insured makes a choice in favour of a variant "the programmed Removals from the bill "at which he takes up risk of an estimation Life expectancies are saved also by the property right on saved up Means from the personal account it will receive the pension, which size

It is subject to fluctuations. The pension can increase, if profitability of the bill is

Enough high, but can and decrease, if it is low. It is necessary Also to mean that if accumulation on the insurance bill year from a year

Decrease, the pension sum it will be natural to decrease too. However, in any

Case monthly pensions which pay off at this system for everyone The annual period, are expressed in terms of UF.

In addition to two alternative variants described above exists Possibility of the time rent with the delayed life annuity which was It is entered in 1987it. In this case the insured reserves the rights Properties on means about the of the personal account throughout the defined Numbers of years. Differently, it spends the means during any Time in a mode "the programmed removal from the bill". After it Term, since the certain date appointed him, it passes risk

Estimations of life expectancy of any insurance company, receiving pension in

Kind of the life annuity formed of that part of means on the personal account,

Which was not it insured in the time rent.

_6. Insurance on physical inability and at loss of the supporter with the automatic

Maintenance of the unemployed _

In the general context according to which pensions grow out

Capitalisations of means on the personal account in case there comes physical inability

Or the death insured, starts to operate the insurance mechanism, Financed insured throughout active the labour Activity by payment of the additional rate of payments. Insurance, about

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