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_5. Indexation of pensions _
Insured which at the moment of a retirement prefers to pass risk
Estimations of life expectancy of any insurance company, receiving the such
In the image pension in the form of the life annuity, gets a constant lifelong
The pension expressed in terms of UF. Thus, pension recalculation
It is carried out automatically.
If the insured makes a choice in favour of a variant "the programmed
Removals from the bill "at which he takes up risk of an estimation
Life expectancies are saved also by the property right on saved up
Means from the personal account it will receive the pension, which size
It is subject to fluctuations. The pension can increase, if profitability of the bill is
Enough high, but can and decrease, if it is low. It is necessary
Also to mean that if accumulation on the insurance bill year from a year
Decrease, the pension sum it will be natural to decrease too. However, in any
Case monthly pensions which pay off at this system for everyone
The annual period, are expressed in terms of UF.
In addition to two alternative variants described above exists
Possibility of the time rent with the delayed life annuity which was
It is entered in 1987it. In this case the insured reserves the rights
Properties on means about the of the personal account throughout the defined
Numbers of years. Differently, it spends the means during any
Time in a mode "the programmed removal from the bill". After it
Term, since the certain date appointed him, it passes risk
Estimations of life expectancy of any insurance company, receiving pension in
Kind of the life annuity formed of that part of means on the personal account,
Which was not it insured in the time rent.
_6. Insurance on physical inability and at loss of the supporter with the automatic
Maintenance of the unemployed _
In the general context according to which pensions grow out
Capitalisations of means on the personal account in case there comes physical inability
Or the death insured, starts to operate the insurance mechanism,
Financed insured throughout active the labour
Activity by payment of the additional rate of payments. Insurance, about
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