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_it:_ the Main inspection on social insurance
Is of interest not only level of grants from the state budget, but
And the general tendency reflecting increasing deficiency of means, arriving in
Cash desk and pensions directed on payment.
Among plausible reasons of this phenomenon it would be possible to name insufficiently
High rates of payments, inefficiency of use of arriving means,
Defects of management of system, preschedule retirements etc.
The thesis about insufficiency of rates of payments is insolvent for two reasons:
1. The considered period was observed their constant growth, therefore
In second half seventieth of the rate of payments have very strongly increased.
2. The calculations resulted in the third chapter, show that if payments
Were capitalised, means would be more than enough.
Told with all evidence shows insufficient efficiency
Uses of pension means by old system. Undoubtedly that
The distributive mechanism operating at the heart of this system, was not in
Status to provide those profits which the system can give
Capitalisations of accumulation. Besides, privileges of investors of some cash desks
("Catching up pensions", preschedule retirements etc.) discriminated
Great bulk of investors also promoted the escalating financial
To bankruptcy of old system. Its financial crash was approached also by the separate
Legislation infringements, such, as a recognition of the status time
The terminations of membership in cash desks (so-called "insurance failures"), and also
Use of a part of insurance payments for financing of other types of service.
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